Workplace Harassment- Can You Practice Zero Tolerance?
The concept of “zero tolerance” seems to provide absolute clarity. However, is an ill-timed dirty joke as egregious as verbal sexual harassment?
|
Live Well Work Well Newsletters
A newsletter bringing readers information about healthy living.
|
Benefits Buzz Newsletters
Benefits and HR tips updated on a monthly basis.
|
Recap of MMA Seminar: Employment Law 2018
 March 21, 2018 - With both local and federal employment laws becoming increasingly complex, MMA's Employment Law seminar covered some of today’s most contentious issues. There are many new developments in employment law at every level of government (local, state & federal).
|
Talent Management- Planning for Growth
 March 8, 2018 - Is "Talent Management" another buzzword or a key to your future growth or survival? The workforce has changed- and it's still changing. How should you adapt?
|
Cyber Liability Protection
Business Insurance Tips for 2018
January 11, 2018 - Five areas you should consider improving this coming year, from employee engagement to ergonomics!
|
Work Wellbeing- Easing Holiday Stress
 November 20, 2017 - Many Americans are never more busy than during the holiday season—so it’s a given that workers are stressed on the job as well. The good news is that employers can take a number of practical steps to reduce stress.
|
Revealing Financial Risk & Improving Financial Health
November 15, 2017 - At an MMA seminar held this fall, speaker Hugh O'Toole discussed retirement planning, including how employee retirement plans benefit the company's bottom line
|
The Opioid Crisis- Why Employers Need to Pay Attention
 November 7, 2017 - Opioid abuse across the country is increasing. Employers need to take action before this growing crisis affects their workplace.
|
Annual Enrollment Keeping Employees Engaged
 September 26, 2017 - Annual enrollment can be intimidating for both employers and employees. Many employers are utilizing various communication channels and the support of their brokers to find the best fit for their workforces.
|
Employee Retention- A Strategic Approach
September 5, 2017- Attracting good talent is difficult, but it’s getting harder and harder to keep talent in place. A strategic approach is essential to attract and retain the right talent.
|
Revised I-9 Form Now Available
July 19, 2017 - U.S. Citizenship and Immigration Services (USCIS) released a revised version of Form I-9, Employment Eligibility Verification.
|
Local News- Minneapolis sets minimum wage to 15 per hour
July 12, 2017 - The City of Minneapolis has approved raising its minimum wage to $15 per hour by 2024, after a long debate among business owners, workers, and the city council.
|
Sick & Safe Leave Rule- Ordinances in Minneapolis and St Paul
May 31, 2017 - The cities of Minneapolis and Saint Paul have issued ordinances requiring employers to provide earned sick and safe time to employees, effective July 1. 2017.
|
The Annual HR Audit
 May 24, 2017 - Why you need an annual HR audit and what you need to know. A seven point checklist to help make sure your audit is complete.
|
Recap of MMA Seminar- The Future of Health Care & Employee Benefits
 MMA hosted a forum on the Future of Health Care on March 14, 2017. The featured speakers were Mary Brainerd, outgoing CEO and President of HealthPartners, and Representative Eric Paulsen from Minnesota’s 3rd District.
|
Trends in Discrimination & Harrassment Lawsuits
The problem of discrimination and harassment in the workplace continues to be a big issue for employers—in part because employees are filing more retaliation claims, and because definitions are expanding.
|
2017 Employee Benefits Trends
Analysis of the differing needs, perspectives, and desired mix of compensation and benefits will inform which benefit offerings will provide the most value and touch the largest segment of your employee population.
|
OT Regulatory burdens shift to states
Government regulation in the areas of overtime pay and minimum wage will certainly see some changes as a new administration settles in at the White House.
|
Improving Quality of Care Hinges on Employee Engagement
 Improving the engagement of your employees at your health care organization can improve the quality of care delivered to patients.
|
IRS Provides a 30-Day Extension for Furnishing Forms 1095
No  vember 29, 2016 -- The Internal Revenue Service (IRS) has released Notice 2016-70, which extends the deadline for furnishing Forms 1095-B and 1095-C to individuals from January 31, 2017 to March 2, 2017.
|
Judge Blocks Overtime Rule Set to Take Effect December 1
 November 23, 2016 -- On Tuesday, November 22, a federal judge issued a nationwide injunction blocking the U.S. Department of Labor (“DOL”) from implementing its new overtime rule scheduled to take effect December 1, 2016.
|
Post-Election Returns What Now for Obamacare?
 November 10, 2016 -- The votes have been counted and Donald Trump is the president-elect and Republicans control Congress. While it is impossible for anyone to predict the future, we undertake to make a short, best guess about the future of the Affordable Care Act (“ACA”).
|
Federal Contractors and Close Friends
 October 25, 2016 -- There is significant change on the horizon for federal contractors. The Department of Labor (DOL) issued the Paid Sick Leave Rule (Executive Order 13658) for federal contractors and it takes effect on January 1, 2017.
|
Workplace Bullying
 October 11, 2016 -- Bullying is said to affect 65 million workers annually. Being a target of bullying is said to have greater long term effects on its victims than victims of sexual harassment.
|
Enrollment Counts for Transitional Reinsurance Fee Due Nov 15 2016
 Sept. 28, 2016--Employers with self-insured major medical plans are reminded to report their membership count to the U.S. Department of Health and Human Services (“HHS”) by November 15, 2016.
|
Effectively Managing Crises and Reputational Risk For Health Care Organizations
 July 25, 2016--One critical way that health care organizations can be prepared for such events is to have a crisis management plan in place.
|
Minneapolis Approves Paid Sick Leave Law
 June 20, 2016- Minneapolis is the first city in Minnesota to require employers with six or more employees to provide paid sick leave.
|
Performance Management is Much More Than a Yearly Review
 May 19, 2016-- While yearly employee reviews are important, the most effective performance management strategy is a ongoing, year-round process
|
Final FLSA Overtime Regulations to Take Effect December 1 2016
 May 18, 2016--The United States Department of Labor announced its new regulations for overtime pay under the Fair Labor Standards Act (FLSA).
|
Coming Soon New DOL Overtime Rules
 April 27, 2016--Under the new FLSA regulations, that salary threshold will increase to $970 per week or $50,440 per year.
|
DOL’s Final Fiduciary Rules for Investment Advisors Apply to HSAs
 April 26, 2016-- The DOL finalized its fiduciary regulations which, among other things, expand the definition of who is an ERISA fiduciary to those providing “investment advice” with respect to Health Savings Accounts (HSAs).
|
HHS Announces Start to Phase 2 of HIPAA Audit Program
 April 12, 2016--The U.S. Department of Health and Human Services’ Office for Civil Rights (OCR) announced the start of phase 2 (Phase 2) of the Health Insurance Portability and Accountability Act (HIPAA) Audit Program.
|
Agencies Release New Summary of Benefits and Coverage Templates
 March 8, 2016 -- Health care reform expands ERISA’s disclosure requirements by requiring that a summary of benefits and coverage (SBC) be provided to applicants and enrollees before enrollment or re-enrollment.
|
New Agency Guidance and Relief on Offering Student Health Insurance
 Feb. 21, 2016--The Departments of the Treasury, Labor, and Health and Human Services (the Departments) issued a technical release (2016-01) addressing the application of market reforms and other provisions of the Affordable Care Act (ACA) to student health coverage.
|
Onboarding new employees and the growth of mentoring as way of improving retention
 Feb. 2, 2016--The tightening labor market means you have to think strategically about the process of introducing new employees to your company. This “onboarding” process is an essential investment, one that helps reduce the costs of losing talent.
|
EEOC Reminded That Congress Writes Laws
 Jan. 11, 2016-- The federal court for the Western District of Wisconsin ruled for Flambeau and against the EEOC, holding that the employer’s Health Risk Assessment (HRA) was protected by the statutory safe harbor.
|
Congress Extends Parity to Mass Transit Benefits – Permanently
 Jan. 15, 2016-- Recently the President signed the Consolidated Appropriations Act, 2016 (CAA), which, among other changes to the Internal Revenue Code, permanently and retroactively restores parity by equalizing the limits for pre-tax parking and commuter benefits.
|
Employee Recruitment Build Creative Strategies for Marketing Your Employment Brand to Future Workers
 Nov. 18, 2015--In this environment, employers need a strong strategy for attracting and retaining workers, and must be able to show the value of their company’s brand to prospective employees.
|
New Rules on Overtime Pay on Track for 2016
 Oct. 25, 2015--Employers should be planning now for changes to the Fair Labor Standards Act (FLSA), which include the federal regulations on overtime pay for workers.
|
Loss Control for Construction Contractors
Wednesday, May 27, 2015, 8-10:30 AM - Brooklyn Park, MNJoin us for an in-depth discussion on current issues surrounding risk in the contracting world.
|
On-Site Clinics
Thursday, June 11, 2015, 8:30-11 AM, Brooklyn Park, MNOverview of on-site clinics and how implementing them can reduce health care costs.
|
Loss Control for Contractors
Wednesday, May 27, 2015, 8-10:30 AM - Brooklyn Park, MNJoin us for an in-depth discussion on current issues surrounding risk in the contracting world.
|
Health Care Ricochet - How the ACA Affects Workers’ Comp
Event PostponedIn this panel presentation, you’ll hear directly from insurance carriers how they see the interconnectedness affecting employers.
|
Succession Planning and Knowledge Transfer
Thursday, June 4, 2015, 8:30-11 AM - Golden ValleyLearn the skills needed to develop succession and knowledge transfer programs.
|
Total Worker Health Introduction
 March 2, 2015--Total worker health is not a program. It’s a culture shift and is bigger than safety, human resources or wellness alone.
|
FLSA Rule Change in 2015 Could Have a Big Impact on Employers
Jan. 5, 2015--A change to the Fair Labor Standards Act (FLSA) is expected in 2015 that would broadly expand the classifications of who is eligible for overtime pay. HR and employment law attorneys are recommending their clients begin preparing now.
|
Feds Sue Honeywell Over Wellness
 Oct. 30, 2014--On Oct. 27, the Equal Employment Opportunity Commission (EEOC) sued Honeywell, alleging that their wellness program violated the Americans with Disability Act (ADA) and the Genetic Information Nondiscrimination Act (GINA).
|
Materials Employment Law Briefing 2015
 Learn the latest developments including legislative, regulatory, and case law updates.
|
Seminar -- An Introduction to Total Worker Health
Recorded on Thursday, February 26, 2015, Duration: 2 HoursLearn how to use total worker health to prevent risk to your company.
|
Ebola Preparedness Resources
 Oct. 21, 2014--The Ebola Response Center contains links to articles and other resources, including an upcoming Webinar discussing the virus, what’s occurred so far, appropriate precautions and even pandemic preparedness.
|
Lower Court Same-Sex Marriage Rulings Stand in Five States
 Oct. 8, 2014--On Monday, Oct. 6, the United States Supreme Court declined to hear appeals from five states regarding lower court rulings overturning state bans on same-sex marriage.
|
How to avoid the COBRA bite - Explain all options to departing employees
 Sept. 25, 2014--Although COBRA is still around, it’s important for employers and employees alike to understand how the COBRA landscape has changed post-Affordable Care Act (ACA).
|
The Women’s Economic Security Act--WESA
 May 15, 2014--Businesses in Minnesota should take a careful look at The Women’s Economic Security Act (WESA) law (actually a package of nine laws) and update their employee manuals and policies accordingly.
|
Health Care Ricochet: New Solutions Called For as the ACA Threatens to Boost Workers' Compensation Costs
 May 9, 2014--Among the least-understood and seldom discussed consequences for employers is the possible relationship between the rollout of the Affordable Care Act (ACA) and workers’ compensation claims.
|
NLRB’s Ruling on First Transit Could Affect Employers’ Social Media Policies
 May 6, 2014--The NLRB ruled that handbook language prohibiting discourteous conduct or inappropriate attitudes is over-broad. The ruling was widely seen as having an impact on how employers can set workplace policies, including social media use.
|
The New “Ban the Box” Law—What It Means For Employers
 May 5, 2014--The new “Ban the Box” law applies to all Minnesota employers. Pre-existing laws prohibiting the hiring of convicted criminals under certain circumstances for specific jobs or require a background check are not superseded by this law.
|
Vacation and PTO What do employers owe departing employees?
 May 2, 2014--This article discusses an employer’s obligation for paying unused vacation time when an employee leaves.
|
Health Plan Identifier Overview
April 23, 2014--Final regulations were issued requiring health plans to obtain an HPID beginning in 2014 with use being mandated starting November 7, 2016. This will affect most self-funded groups and does not affect fully insured plans. The regulations introduce two new terms to help groups determine which entities must obtain an HPID and how many HPIDs they will need.
|
Overtime Expansion
 March 27, 2014--President Obama has instructed the Department of Labor to update the Fair Labor Standards Act. The FLSA currently regulates overtime eligibility. The president is specifically calling for an increase in the salary-basis test currently set at $455 per week.
|
Non-Calendar Year Transition Relief
 March 31, 2014--The IRS and Treasury Department published Final Rules regarding the Employer Shared Responsibility provisions of the Affordable Care Act. Relief has been granted to non-calendar year plans subject to the employer mandate. The rules will allow them to comply with the mandate when their plan renews mid-year rather than on January 1, 2015. To take advantage of the transition relief, employers will have to meet certain criteria.
|
ACA Employer Reporting
 March 25, 2014--The IRS has provided final rules regarding the employer reporting requirements of the Individual Mandate and Employer Shared Responsibility Provisions of the Affordable Care Act. This reporting requirement will begin in 2016 for 2015 coverage information and applies to employers, plan sponsors, and insurance companies.
|
Webinar -- Self-funded Plans & the Affordable Care Act
Recorded on July 17, 2014, Duration: 1 Hour Learn how self-funded plans are treated under the ACA.
|
Webinar--Wellness Program Legalities
Thursday, June 19, 2014, 1-2 PM CDT Learn about the legalities of creative benefit designs and the treatment of wellness plans under federal law (HIPAA, ADA, GINA).
|
Webinar--Complying with HIPAA Privacy Rules
Recorded on April 17, 2014, Duration: 1 hour This Webinar satisfies HIPAA's training requirement for employees who handle protected health information.
|
Workshop--Pay or Play - Minneapolis
Thursday, June 19, 2014, 8:30-10:30 AM Do you know how health care reform is going to financially impact your organization? Get the numbers and start making your strategic plan by attending this workshop.
|
90-Day Waiting Period Rules and Eligibility Requirements
March 3, 2014--Final rules have been released regarding the ACA prohibition on waiting periods exceeding 90 calendar days. The final rules formally adopt the proposed regulations in regard to waiting periods provided in March 2013, and, in a new development, provide proposed rules recognizing a one-month orientation period to be allowed before the start of the waiting period.
|
Webinar--Discrimination Testing
Recorded on March 20, 2014, Duration: 1 hour During this Webinar you will learn about the Affordable Care Act's rules on discrimination regarding cafeteria plans and self-funded group health plans.
|
Final Rules on the ACA Employer Mandate
 February 11, 2014--IRS has released long anticipated final guidance regarding the employer mandate. The regulations are wide ranging and will require further analysis. Read the initial highlights.
|
Webinar--Basics of Low-Cost Group Health Plans
Recorded on Feb. 20, 2014, Duration: 1 hour
Learn about "skinny" plans and other ways organizations can comply with health care reform employer mandates.
|
Webinar--Private Exchanges
Recorded on February 27, 2014, Duration: 1 hour Learn about the evolving private exchange marketplace and what employers need to know when considering a private exchange.
|
Seminar--January 2014 Labor & Employment Law Presentation
View the presentation from the January Labor & Employment Law seminar.
|
The Disability and Medical Leave Minefield
 January 15, 2014--Many employers are not currently in compliance with The Americans with Disabilities Act and the changes made by the Americans with Disabilities Act Amendment Acts. Part of the reason disability and leave management are often overlooked is because the laws regulating these areas are complicated, overlapping, and often unclear about the employer’s obligations.
|
2015 is Right Around the Corner
 January 13, 2014--As 2014 begins, we see the impact of many Affordable Care Act (ACA) rules becoming effective. The 90 day waiting period, prohibition of lifetime and annual maximums, and the insurer fee are just a few examples. While these were significant rules that have changed how employers and carriers provide benefits to employees, the greatest change is the employer mandate which will begin January 1, 2015.
|
Webinar--Employer Benefits Obligations Post-DOMA
Recorded on Jan. 16, 2014, Duration: 1 hour Learn about the U.S. v. Windsor decision and its impact on group health plans, to include guidance on imputing income for non-tax dependents.
|
W-2 Health Insurance Reporting Review
 Jan. 7, 2014--The ACA requires large employers to report the “aggregate cost” of certain types of employer provided health coverage on an employee’s W-2.
|
What to Know About the New OFCCP Regulations Regarding Affirmative Action for Veterans and the Disabled
 Jan. 2, 2014--Changes to the Vietnam Era Veterans Readjustment Assistance Act (VEVRAA) and Section 503 of the Rehabilitation Act will likely affect businesses that are contractors and subcontractors of the U.S. Government.
|
Employee Benefits - 2013 Year in Review
 Dec. 23, 2013--The world of Employee Benefits saw many changes this year. Take a look back to make sure you are aware of all the issues that could impact your organization.
|
Proposed Rules Regarding Excepted Benefits
 Dec. 30, 2014--The Departments of Treasury, Labor, and HHS released proposed rules that would amend regulations regarding excepted benefits. The proposed rules address the requirements necessary for dental and vision plans, and EAPs, to be treated as excepted benefits.
|
New Ruling On Criminal History Questions in Minnesota
 Dec. 24, 2013--Beginning Jan. 1, 2014, Minnesota employers are no longer allowed to ask applicants to disclose their criminal record or criminal history before either selecting them for an interview or making a conditional offer of employment.
|
Same Sex Spousal Cafeteria Plan
 December 18, 2013--The IRS addressed how same sex spousal cafeteria plan and other tax favored arrangements would be treated in 2013 due to the Windsor decision. Plans should take immediate note of the pretax requirement as well the treatment of FSA expenses.
|
Mitigating Risk Through Effective People Strategies
 December 6, 2013--Learn how an effective people strategy can help mitigate risk and improve overall employer operations in this interview with HR Consultant Krysta Mitchell.
|
Start Planning for ACA Mandates for 2015 Now
 Dec. 4, 2013--The Administration delayed the employer mandate which generally requires employers with more than 50 full time employees to offer health insurance to their employees. While the mandate is still over a year away from taking effect, employers may need to start planning now for how to handle their variable hour and seasonal employees.
|
SHOP Enrollment Delay
 Nov. 27, 2013--The Department of Health and Human Services has announced a one year delay of online enrollment for small businesses purchasing group health coverage through the Federal SHOP Marketplace (Exchange).
|
Final Rule for ACA Medicare Tax Rule Issued
 Dec. 2, 2013--The IRS has issued final regulations regarding the 0.9% Additional Medicare Tax that was included in the Affordable Care Act.
|
Public vs Private Exchanges
 November 6, 2013--Recently, there has been a lot of news regarding the rollout of the new Affordable Care Act (ACA) public exchanges. While getting these exchanges up and running has been a public relations problem for the government, the concept of an online marketplace to purchase health insurance is not new.
|
Updated CHIP Notice for Use Until 2016
 November 6, 2013--The Department of Labor has released an updated CHIP notice that employers can use until October 2016.
|
FSA Use It Or Lose It Modification
 November 1, 2013--The IRS announced a modification to the “use it or lose it” rule regarding health flexible spending accounts (FSA). FSA owners will now be able to carryover a portion of their unused balance into the next plan year.
|
Webinar--Unweaving the World of Leave Managment
Presented on Feb. 13, 2014 Learn about the legalities and proper procedures for leave management.
|
Federal Government Shut Down Implications for HR
 October 3, 2013--The operating status of the government remains unpredictable. It appears that there are no prospects that the House of Representatives, the Senate and the White House will reach an agreement to fund the federal government for the 2014 fiscal year. The government shutdown, that started October 1, has several implications on human resources activities.
|
Internship Programs Under the Fair Labor Standards Act
 October 1, 2013--The Department of Labor issued a fact sheet in April 2010 regarding internship programs and compliance with the Fair Labor Standards Act. The fact sheet provides general information to help determine whether interns must be paid the minimum wage and overtime for the services that they provide to “for-profit” private sector employers.
|
IRS Issues Proposed Employer Reporting Rules
 October 1, 2013--The IRS has released proposed rules related to Affordable Care Act employer and insurance carrier reporting requirements.
|
HRAS FSAS and Premium Reimbursement Plans
 October 1, 2013--The Department of Labor recently issued Technical Release 2013-03 which answers a question that has been unclear since the Affordable Care Act was passed. Can employers pay for the purchase of individual health insurance plans for employees on a tax free basis?
|
Understanding the Value of Integrated Risk Prevention
Sept. 10, 2013--Developing a results-oriented risk reduction plan and supporting it with a well-structured insurance program can help companies reduce overall risk costs. But that can be easier said than done.
|
Tax Treatment of Benefits Provided to Same-Sex Married Couples
 September 3, 2013--The IRS has issued guidance clarifying the tax treatment of employee benefits provided to same-sex married couples. Due to the Court's ruling, health and welfare benefits provided to legally married same-sex spouses will now be subject to the same federal tax treatment as any other married couple.
|
Employer Shared Responsibility Rules Delayed until 2015
 July 3, 2013--In a significant announcement on July 2, the Treasury Department announced that the employer shared responsibility rules (often called the “play or pay rules”) have been delayed until 2015.
|
Impact of DOMA Ruling on Health and Welfare Plans
 July 2, 2013--The Court’s ruling regarding DOMA has changed the federal tax treatment of certain employee benefits provided to same-sex couples. There are also a many other administrative and benefit plan issues that employers must address.
|
Hours of Service
 July 1, 2013--Hours of service are used in determining full-time employee status for purposes of the employer shared responsibility rules. Regulations have been provided for employers to use as guidance in determining benefit eligibility.
|
School Risk Prevention
 In addition to school insurance, our in-house consultants offer safety consulting; claims management, advocacy and reduction; human resource consulting; health management and wellness consulting; employee benefits; and management liability insurance.
|
Final Rules for Wellness Plans
 June 7, 2013-- Final wellness program regulations have been issued. These regulations are based on the existing HIPAA wellness rules and the requirements contained in proposed rules issued in November 2012.
|
Additional FAQs on SBC Requirements
 May 31, 2013--Additional FAQs have been released regarding the summary of benefits and coverage requirements contained in the Affordable Care Act.
|
PCORI Fees
 May 24, 2013--Certain employers may be responsible for paying a PCORI (Patient-Centered Outcomes Research Institute) fee as soon as July 31, 2013. This usually would be for plan years that ended on October 31, 2012, November 30, 2012, or December 31, 2012.
|
Coach to Values Not Behavior
 May 14, 2013--Leading a group of human beings is very complex. How a person approaches problems, people, the pace of the environment and procedures demonstrate a person’s preferred behavioral styles.
|
Model Notice of Exchange
 May 13, 2013--The Department of Labor has released guidance and model notice language for employers to use to meet the Affordable Care Act employee exchange notice requirement.
|
HSA Limits for 2014
 May 7, 2013--The IRS has released the 2014 limits affecting Health Savings Accounts (HSAs) and High Deductible Health Plans.
|
The Millennial Workforce Millennials and the Recruitment-Retention Process
 May 6, 2013--Not surprisingly, this generation that grew up in a highly techno-driven society, Millennials use a variety of online resources when job-hunting, and may even prescreen potential employers based on how e-literate they are.
|
The Millennial Workforce: What Management Should Know
 May 6, 2013--In the coming years, companies and management have to adapt to the unique mindset of the incoming Millennial (or Generation Y) employees but also face the loss of the retiring Boomers, who take with them decades of knowledge.
|
Preventing Talent Voids
 April 18, 2013--The workforce is aging, more people are retiring or approaching retirement than are joining the workforce, and education systems seem to lag behind the needs of business. Getting ahead of this trend can help you prepare your organization and position it for the future.
|
Webinar--Implications of the Election on ACA Rules
Recorded on November 15, 2012, Duration: 30 minutes During this Webinar, we will discuss the changes to your benefit and compensation plans you need to be ready for in 2013 as ACA provisions start coming due.
|
FSA HRA HSA
Feb. 12, 2012--The Affordable Care Act established a uniform standard effective January 1, 2011 that applies to all tax-favored arrangements, such as flexible spending arrangements (FSAs), health reimbursement accounts (HRAs) and health savings accounts (HSAs)
|
Health Savings Account Plan Limits
Dec. 29, 2011--The Internal Revenue Service (IRS) released the 2012 cost-of-living-adjusted HSA limits.
|
Transportation Fringe Benefit Limits
Feb. 8, 2012--The IRS issued final regulations on “qualified transportation fringe benefits” under Code Section 132.
|
SCOTUS Rules on ACA
June 28, 2012--In what may be the most anticipated decision in at least a generation, the Supreme Court has upheld the constitutionality of the so called “individual mandate” contained in the Affordable Care Act.
|
Comparative Effectiveness Fees
May 1, 2012--The IRS has issued proposed rules addressing the comparative effectiveness research fees imposed by the Patient Protections and Affordable Care Act (PPACA) on health insurance carriers and plan sponsors of self-insured health plans.
|
Payroll Tax Cut Extended
March 5, 2012--The Middle Class Tax Relief and Job Creation Act of 2012 will extend the two percentage point payroll tax cut that has been in effect since the beginning of 2011.
|
COBRA Subsidy Ending
Aug. 8, 2011 -- The COBRA subsidy provided under the American Recovery and Reinvestment Act of 2009 (ARRA) will soon come to an end.
|
Why Sales Managers Fail
Sept. 20, 2012--The Sales Manager position is one of the most difficult in a company. The success or failure directly impacts the profitability of the company. The purpose of this article is not to discuss all the contributing factors to failure of those in the position of Sales Manager, but rather to address some of the hidden reasons for lack of success.
|
Wellness Program Band-Aid
Sept. 30, 2011--Focusing on behaviors is like putting a Band-Aid on a tumor. To impact the causes of poor wellbeing, companies need to focus on how people think about their choices and strengthening judgment.
|
Common Controlled Group Basics
 March 28, 2013--The Affordable Care Act placed new emphasis on the need to determine when related organizations must be treated as a single employer. Setting up different companies under separate tax ID numbers does not relieve related employers from being treated as a single employer under controlled group rules.
|
Webinar--Health Care Reform & Compliance Update Q4
Recorded on Dec. 11, 2013, Duration: 1 hour Stay ahead of health care reform and compliance changes. Prevent risk by making sure you have the most recent information.
|
Wage Continuation Reporting
May 24, 2012--The practice of wage continuation has been deemed inappropriate when the carrier is not notified of the lost time resulting in inaccurate reporting to the state bureau for unit statistical purposes regarding a company’s experience modif
|
Webinar--Bring Sustainable Culture Change to Your Organization
Recorded on June 12, 2012, Duration: 65 minutes To make permanent changes to your culture, leaders and employees must be open to changing the way they think about themselves and others.
|
Good Coach - Bad Coach
Feb. 17, 2012--Leading employees to personal and professional growth can be challenging. It is often easier to just give them the answer when they have a question. The good coach would instead ask them a question in return.
|
HIPAA Notice of Privacy Practices Update
 March 6, 2013--Final rules were published in January 2013 that resulted in changes to the HIPAA Privacy Rule, Security Rules, Breach Notification Rule and enforcement.
|
Methods for Determining Employer Plan Minimum Value
 March 7, 2013--The IRS and HHS have released an employer plan minimum value calculator designed to assist employers in determining if their health plan meets the minimum value requirements of the ACA.
|
Briefly From Bill - Three Upcoming Risks for Employers
May 31, 2012--Three prominent risks facing employers include the upcoming health care reform ruling by the United States Supreme Court, a changing property and casualty insurance marketplace, and the pending storm season.
|
W2 Reporting Requirement Guidance
Jan. 10, 2012--The IRS recently released IRS Notice 2012-9 that provides employers additional guidance on the Form W-2 reporting requirement created under the Affordable Care Act.
|
American Jobs Act- Legislation Update
Oct. 1, 2011--President Obama presented the American Jobs Act, including the Fair Employment Opportunity Act of 2011. Based on this proposal, the Act will prohibit employers and employment agencies from discriminating against uunemployed job-seekers.
|
Section 105h Nondiscrimination Rules
WHITE PAPER: Section 105(h) nondiscrimination rules are complex; however, a quick review of an employer's benefit, contribution and eligibility strategies will help determine whether or not they need to perform the detailed nondiscrimination tests.
|
Dependent Care Regulations
Sponsors of dependent care assistance plans are required to notify plan participants of the total tax-free benefit they received through the plan during the calendar year by January 31, 2012.
|
Group Term Life Insurance
Internal Revenue Code Section 79 permits an employee to receive up to $50,000 of group term basic life insurance on a tax-free basis. The value amount over $50,000 must be added to the individual’s taxable income.
|
Family Medical Leave Act Updates
 Feb. 12, 2013--The US Department of Labor recently made updates to the Family Medical Leave Act. They removed certification and notice forms from FMLA regulations and made changes to the military sections of the rules.
|
Defining the Employment Status of Interns
Feb. 17, 2012--Applying the term “intern” to a position does not exempt the employer from federal and state minimum wage and overtime laws. The positions must meet certain criteria, or they are subject to the same laws as employees.
|
NLRB Posting Requirement Delayed
Jan. 4, 2012--The National Labor Relations Board announced that it was delaying the implementation of its rule requiring covered employers to post notice of employee rights under the National Labor Relations Act.
|
Hiring Considerations- Arrests & Conviction Records
April 27, 2012--The EEOC voted and approved revisions to the use of arrest and conviction records in the hiring process. The approval addresses which factors an employer should consider when utilizing criminal conviction history.
|
Four Pillars of Organic Growth
Feb. 17, 2012--Strong organic growth depends on the successful execution of four disciplines. These four disciplines function as pillars that form the structural integrity of your talent development plan.
|
Communication Strategies
Sept. 30, 2011--When people are not responding correctly, it’s time to stop and assess before you respond. You might first ask: How are we as leaders contributing to the problem? Have we failed to understand the needs and personalities of our people
|
OSHA Seminar Video Promo
 Jan. 29, 2013--Risk & Safety Consultant David Rumsey discusses why you ought to attend the upcoming seminar, OSHA Audits & How to Defend Against Them.
|
Webinar--Leadership Development
Recorded on May 9, 2012, Duration: 1 hour Developing current and future leaders is critical to the growth and sustainability of any organization. No culture change or employee engagement effort can succeed without quality leaders. Effective leadership development needs to be approached with a long-term strategy, just like any other organizational initiative.
|
RJF Hires Heather Roiger
 Aug. 30, 2011--Marsh & McLennan Agency, recently hired Heather Roiger as its newest human resources consultant.
|
NLRA Rights Notice
Aug. 31, 2011--The National Labor Relations Board (NLRB) issues final regulation requiring employers to post National Labor Right Act (NLRA) Rights Notice.
|
Minnesota E-Verify
Aug. 31, 2011--E-Verify required for Minnesota business that provide $50,000 worth of services to the State of Minnesota.
|
Helping the New Workforce to Interdependence
 Jan. 23, 2013--How do you manage those who feel entitled and view themselves as being “above the law?” Those in HR and many managers struggle with how to understand and work with any person who displays those kinds of attitudes.
|
Trends in Employment Law Claims — Looking Ahead
 Heather Roiger, MMA HR Consultant, and Dan Hanson, MMA Director of Management Liability, explore what employers can expect in 2013 employment claims and what factors will influence the potential for employment liability issues.
|
Trends in Employment Law Claims — Looking Back
 Dec. 19, 2012--The increase in both employment law claims and award amounts has generated significant concern among all employers, both large and small. Here we provide a thumbnail analysis of recent years’ employment claims.
|
Addressing Employee Needs Following Disaster
 Nov. 30, 2012--Employers need to recognize that, while their employees want to support the rebuilding and recovery process following a disaster, they are also struggling with personal priorities and issues.
|
Tip Sheet - Resources for Employees following disaster
Nov. 6, 2012--Following a disaster, employees need support too. We've aggregated various agencies and programs that would be of most use to employees and their families post-disaster.
|
Webinar--Prevent Turnover with Pre-employment Screening
Presented on January 30, 2013 Prevent employee turnover and see how different pre-employment screening tools can help your organization. Please note: There was a technical issue with the recording, but the presentation is available for download.
|
Human Resources Consulting
Human resources consulting services from Marsh & McLennan Agency - Upper Midwest.
|
Business Insurance
Commercial Insurance solutions that protect your firm, your assets and your employees.
|
Healthy Reasons for Creating Return to Work Programs
On-the-job accidents and injuries are costly to employers in many ways. But once an employee is on the road to recovery, employers can hold down costs and improve employee morale and loyalty by having a robust return-to work policy.
|
New rules on overtime pay on track for 2016 Will affect millions of workers
Employers should be planning now for changes to the FLSA, which include the federal regulations on overtime pay for workers.
|
Risk of Impersonation Fraud
Impersonation fraud, also referred to as social engineering, can take several forms. It often occurs when a criminal pretends to be a high-level executive, a CEO for example, requests a wire transfer from a lower-level employee.
|
Seven Health Reasons for Return to Work Programs
On-the-job accidents and injuries are costly to employers in many ways. But once an injury has occurred and the employee is on the road to recovery, employers can hold down costs and improve employee morale and loyalty by having a robust return-to work policy.
|
Managing ACA Reporting for 2015
Determining the number of full-time employees under the ACA has emerged as one of the more complicated and potentially costly issues that large employers face.
|
NLRB Issues New Handbook Guidelines
May 27, 2015 - NLRB Issues New Handbook Guidelines regarding the language employers use in their company handbooks
|
No E-Cigarettes in the Workplace
 April 22, 2015 - Although electronic cigarettes are frequently touted as a safe alternative to tobacco products, NNIOSH makes new recommendations on Workplace Tobacco Policies.
|
|
FMLA Rights for Same-Sex Couples

|
March 16, 2015-- The Department of Labor has released a Final Rule that amends the Family and Medical Leave Act’s (FMLA) definition of spouse to include all individuals in legal marriages, regardless of where they live.
|
|
EEOC Focuses on Harassment
Feb 23, 2015 - Harassment Task Force is set to launch early 2015
|
Employee Benefits 2014 - A Year in Review
Jan. 12, 2015 - The world of Employee Benefits saw numerous changes this year. Take a look back at everything that has happened this year.
|
Workshops
Insurance & Risk Prevention Workshops
|
Webinar - Understanding 6055 6056 Reporting
Join us to learn more about the ACA's new reporting requirments that will affect you in 2015.
|
Webinars
Insurance and risk prevention webinars listing.
|
Overview
Risk Management is a nice start. We go further, and try to prevent risk.
|
Claims Management & Advocacy Services
Our experience and reputation helps ensure your claim gets the treatment it deserves.
|
Human Resources Consulting
MMA can supplement the efforts of your current Human Resources department or provide the services of a full department at a fraction of the expense.
|
Employment Law Line
Answers to your oganizations's HR, employment law, benefits and loss control questions.
|
Overview
Our Employee Benefits programs are shaped by each clients' unique needs and business context, and are designed to ensure that clients get the best return on their benefits spending.
|
Risk Prevention for Hospitality Groups
MMA offers non-insurance risk prevention strategies for Hospitality Groups.
|
CAI August Seminar
Tuesday, August 13, 2013, 11:30-1:30 PM
A Storm is Brewing: Navigating the Choppy Waters of Property Insurance Claims
|
Top Six Ways Franchisors Can Reduce Vicarious Liability
October 29, 2012--Vicarious Liability is the term given to the fact that you, the franchisor, could be held liable for acts arising out of your franchisees’ activities or inaction. Learn how you can reduce this risk to your businesss.
|
Cyber & Data Risks - The Cost of a Data Breach
Thursday, April 23, 2015, 8-10 AM - Brooklyn Park, MNData breaches costs employers, on average, nearly $200 per record and are occurring more frequently than ever. Could you organization weather a $10 million dollar breach or employee mistake? Learn how to prevent your organization from falling victim.
|
Cyber & Data Risks -Duluth
Thursday, May 14, 2015, 9-10:30 AM - Duluth, MN Data breaches costs employers, on average, nearly $200 per record and are occurring more frequently than ever.
|
Introduction to Total Worker Health
Thursday, April 30, 2015, 8:30-11 AM, Duluth, MNLearn how to use total worker health to prevent risk to your company.
|
Ebola Risk and Pandemic Preparedness
Thursday, November 6, 10 a.m. CST. Join the panel discussion with Marsh and CDC on Ebola risk and pandemic preparedness.
|
Energized Approach for a Productive Workplace
March 26, 2015, 8:30-11 AM, Golden Valley, MNCreating a safe and productive workplace takes more than developing a program for employees.
|
Seminar -- Foundations of Risk Prevention Minneapolis
Thursday, October 16, 2 - 4:30 pm, Golden Valley, MN. Learn tips and skills to help your company prevent risk before anything bad happens.
|
Workshop--Getting Back to Business-Disaster Preparedness and Recovery
Thursday, October 9, 2014, 8:30-11:30 AM - MINNEAPOLIS Natural disasters and man made catastrophies can bring normal community and business activities to a screaching halt. Learn how to minimize the impact of a disaster and get back to business faster when one does occur.
|
Seminar -- Foundations of Risk Prevention
Thursday, September 25, 2014, 8:30-11:00 AM, Duluth, MNLearn tools and skills to help eliminate risk.
|
Seminar -- State of the P&C Marketplace & Unraveling the Underwriting Process
Thursday, September 25, 2014, 8:30-11:00 AM, Golden Valley, MNA marketplace update question and answer session with multiple insurance carriers.
|
Workshop -- Succession Planning & Knowledge Transfer
Thursday, August 28, 2014, 8:30-11 AM - MINNEAPOLISLearn the skills needed to develop succession and knowledge transfer programs.
|
Workshop--Cyber Liability
Tuesday, July 29, 2014, 8-9:30 AM - MINNEAPOLISData breaches costs employers, on average, nearly $200 per record and are occurring more frequently than ever. Could you organization weather a $10 million dollar breach or employee mistake? Learn how to prevent your organization from falling victim.
|
|